GENERAL DESCRIPTION OF POSITION
The primary function of this position is to approve or disapprove mortgage loan applications by determining whether the borrower can reasonably be expected to maintain the repayment terms and if the loan meets the acceptable qualifications set forth by the applicable investor. The Mortgage Underwriter should also be able to analyze appraisal reports and ensure the subject property meets the investor guidelines.
ESSENTIAL DUTIES AND RESPONSIBILITIES
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
Knowledge of a specialized field (however acquired), such as basic accounting, computer, etc. Equivalent of four years in high school, plus night, trade extension, or correspondence school specialized training, equal to two years of college, plus 5 years related experience and/or training, and 2 years related management experience, or equivalent combination of education and experience.
REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
Able to obtain FHA Direct Endorsement and VA automatic underwriting and appraisal review authority within 2 years.
Arkansas Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, gender, gender identity, sexual orientation, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
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